4 tips for preventing identity theft during the holidays

first_img 332SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details Some people love taking what doesn’t belong to them. During the holidays this year, be extra careful to make sure that you’re keeping your finances safe from shady individuals. Here are four tips for protecting your identity during this holiday season…Keep an eye on your credit report: If checking your credit report isn’t something you do regularly, you should change that. If a thief opens up an account in your name, this will be an easy red flag to detect. Although it used to be a hassle, there are a few sites that provide free credit reports these days. If you need a suggestion, check out Credit Karma.Don’t toss it, shred it: When you take your trash to the curb every week, make sure you’re not throwing anything away that a fraudster could find valuable. Anything that contains account numbers, banking information, or social security numbers would be highly desirable to a thief. Make sure anything you’re not sure of gets put in the shredder before the trash can.Be cautious online: Cybercriminals can get your information a few ways, one of which is phishing. Phishing is when a cybercriminal defrauds you of sensitive information by posing as a legitimate company that you trust. Don’t click a link in an email that’s asking you for personal information. Anything that looks fishy should be verified with the company first. Also, make sure you’re not doing sensitive things like logging into your bank website from a coffee shop’s unsecured Wi-Fi.Update your passwords: Password is not a password. Baseball123 isn’t either. It’s time to make better passwords. Think of a phrase or question like, “Can Lebron win a championship in LA in the next 3 years?” Then use the initials, symbols, and numbers to create your password. That would look like this: “CLwaciLAitn3y?” No one can guess that one. According to howsecureismypassword.net, it would take a computer about 415 million years to crack that password.last_img read more

Business owners prepare for crucial holiday shopping season

first_img“This is getting them through January, February, and March. Slower sales happen during that time anyway, and with the pandemic we have no idea what will happen in these slow months,” said Crews. “When we found out that we were getting shut down, we were able to have our online site up and running with pretty much everything we had in store in 24 hours,” said Desiree Depersiis, owner of Tesorina Boutique in downtown Binghamton. As stores like Tesorina Boutique and those in the Historic Owego Marketplace continue to adapt, owners say they can’t do it without your help. With the pandemic effectively making nearly all months slow months this year, local business owners will be heavily depending on upcoming sales. If you are not heading out for the shopping weekend but you still want to find some deals, local stores are adapting to make shopping more accessible. (WBNG) — Many stores are preparing to open their doors for the biggest shopping day of the year, Black Friday. However, the pandemic has been especially difficult for local shops, meaning this year’s holiday shopping season is more important than ever before. “Black Friday, and then following it up with Small Business Saturday, those are important days,” said Historic Owego Marketplace President Bradley Crews. “Part of the small business economy is planning for your slow months.” “They are who make up your community, they are who help your community grow and thrive, and I think it’s just so important, especially now, to be able to support them,” said Depersiis.last_img read more